Advocate Sudershani Ray has completed her B. Hons from Jamia Millia Islamia and has been practicing judiciously and serving the legal fraternity in Delhi High Court since She is a leading intellectual property lawyer in India along with that she professionally deals with cases pertaining to civil as well as corporate laws, inter-alia, Suits, Writs, Petitions, Appeals, Revisions, Complaints relating to debt recovery, dishonor of cheques, rent control act, property disputes, matrimonial disputes, consumer complaints, complaints pertaining to Food Adulteration Act, Motor Accident and service matter.
Advocate Sudershani Ray focuses on comprehending the needs of the client and providing with efficient quality work and legal information. She believes that a proper legal advice to a client and Litigant can be given after considering the entire matter.
She is consistent and precise in identifying strength and weakness of the matter. Her analytical, logical and client-friendly approach makes her a well-founded advocate for assistance. He is professionally dealing with cases pertaining to civil, criminal and corporate matters with specialization in income tax, trademarks and corporate law.
Advocate Pranav Thakkar has been practicing and providing services by maintaining absolute professional approach in each and every case. He is consistent and precise in identifying strength and weakness of the matter. His analytical, logical and client-friendly approach makes him a well-founded advocate for assistance.
He enrolled with the Bar Council of Karnataka in His team also provides legal support and assistance to several companies and individual.
He provides services in fair and transparent manner with result oriented approach. He is very supportive and friendly to his clients both professionally and ethically.
His academic qualifications also include courses from prestigious institutes like Hague Academy of International Law, International Court of Justice. He is a member of various international and national bar associations. He specialises in representing his clients through Dispute Resolution process, both litigation and arbitration.
Advocate Aditya assists his clients through his offices based out of New Delhi, Bangalore, Chandigarh, Pune, Gurgaon and pan India through associate offices. Advocate Aditya is also on the Panel of Advocates of various government organizations and is known for his pragmatic ability to get the desired results.
Anuj Arora has been practicing judiciously and serving the legal fraternity in Delhi High Court and all major district courts in Delhi for the past more than 7 years. Banks can be described as the financial intermediary, amidst the borrowers and depositors and provides banking services to the customers. Commercial bank is a bank that is formed for the commercial purpose and hence its primary aim to earn profit from the banking business.
On the other hand, cooperative banks are owned and operated by the members for a common purpose i. It relies on the on the principles of cooperation, such as open membership, democratic decision making, mutual help.
The article presents you the fundamental difference between commercial and cooperative banks have a look. Basis for Comparison Commercial Bank Cooperative Bank Meaning A bank, that offers banking services to individuals and businesses is known as a commercial bank.
A bank set up to provide finance to agriculturists, rural industries and to trade and industry of urban areas but up to a limited extent. Accepting deposits from members and the public, and granting loans to farmers and small businessmen.
Banking service Offers an array of services. Comparatively less variety of services. Interest rate on deposits Less Slightly higher. Commercial bank refers to the banking company, which is established to serve individuals, organisations, and businesses.
It is a financial institution, which is authorised to accept deposits from the general public and grant credit to them. Commercial Banks provide short-term, medium-term, and long-term finance to the public. Their cows produce milk every day and after consumption, there are five litres of excess milk, daily. So he meets his friends who also have cows and excess milk to spare and comes up with an idea that benefits all; he would collect all the excess milk and travel to the nearby town to sell it.
Everyone agrees. As time passes, Rahul and the others come up with more ideas in a cohesive, cooperative manner that brings benefits to everyone involved! Co-operative banks, more or less, work on this analogy. Any group of people can come together to make up the voluntary association, work together and support each other after registering with the Registrar of Co-operative Societies. You may have come across Saraswat Bank or Cosmos Bank at some point?
These are cooperative banks subject to the rules laid down by the Registrar of Co-operative Societies. So, comparatively, they have a more limited scope as compared to the commercial banks do although they have a solid role to play albeit on a smaller scale — not countrywide like commercial banks but more local.
Co-operative banks offer credit to small traders and agriculturists and sometimes offer a higher rate of interest for deposits. So what are their challenges? How can technology help cooperative banks and cooperative credit societies to cope?
Here is an interesting take. A Primary Co-operative Credit Society is formed by borrowers, often in the same vicinity. The funds are a culmination of deposits, share capital and loans from cooperative banks.
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